They have a debt centre covering Oldham and Saddleworth ready to help when income drops and repayments for credit cards, store cards, overdrafts, which previously were manageable, become impossible.
Paying only for essentials becomes the priority and even these are a tremendous challenge.
Missed payments rapidly build up into what may seem like a mountain of unmanageable debt.
Debt stress can be so destructive.
It affects family relationships, health and can be isolating. But there is help available.
CAP offer a full service of award-winning, free debt help for people who become trapped in unmanageable debt.
To ensure the safety of clients and staff, the service (which is usually face-to-face) has been adapted to adhere to Government social distancing guidelines.
Eike Harvey, Oldham and Saddleworth CAP Debt Centre Manager, said: “We are committed to supporting our clients during this time as they bravely face even more challenges than usual.”
So if you’re already feeling like you’re becoming overwhelmed by debt, do not put off asking for help.
The service is entirely free of charge and available to all, with no minimum or maximum debt requirement.
Appointments are available. Call 0800 328 0006 or visit: capuk.org









